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Home Loans

Pacific Marine Mortgage Loans


Fixed Rate Mortgage (California Properties Only)

Our Fixed Rate Mortgage Loans offer the stability of a fixed rate and the flexibility of longer term options. Often, a Fixed Rate Mortgage is preferred by members who plan on staying in their home for many years and don't want to worry about the possibility of rate inflation.

  • Available for purchase or refinance
  • No pre-payment penalties
  • 10, 15, 20, 30 year terms
  • 60 day rate lock guarantee upon loan approval
  • Jumbo, FHA, and VA loans also available
  • Interest on this loan may also be tax deductible*
Photo of family in front of house
Adjustable Rate Mortgage (Owner Occupied California Properties Only

Our Adjustable Rate Mortgages (ARMs) offer the benefit of a low variable rate and the convenience of a lower initial monthly payment. Often, an ARM is preferred by members who are planning to move in a few years, expect their income to rise in a few years, or expect rates to go down in the future.

  • Available for purchase or refinance
  • No pre-payment penalties
  • 1 /1, 3/1, 5/1, 7 /1, 3/3, 5/5 year terms
  • 60 day rate lock guarantee upon loan approval
  • Jumbo loans also available
  • Interest on this loan may also be tax deductible*


*consult your tax advisor regarding deductibility of interest.

For information about PMCU’s Mortgage Loan Officers that are active and registered with the National Mortgage Licensing System, please contact:
Sonia Cuilty, CUCE
Director Audit & Compliance
760-631-8700

Click Here to Apply Online

Now Offering Home Insurance. PMCU Insurance Services, LLC (844) 788-0820. Click for details.

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Open an Account

Loans

Apply Now

Special Offers

Free Checking

Military

Military Paydays

Insurance

Auto and More

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1278 Rocky Point Drive • Oceanside, CA 92056

Routing & Transit Number 322274925

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